Is It Covered by Insurance? Options?
Sorry. The best answer I have is "it's complicated" and that's the system.
Nipple restorative tattoos due to breast cancer surgery is a part of your entire reconstruction process thanks to the “Women’ Health and Cancer Rights Act (WHCRA) of 1998”. That being said, the reimburrsement amount varies.
The surgeons office may provide the tattoos in-house. When that happens authorization through your insurance company is processed as any other visit or procedure. Please make sure the work is beautiful. It may not be worth it.
You will be receiving your tattoos by a tattoo artist and an “out of network” provider.
You will be given an itemized receipt with all needed information to submit to your insurance company for possible reimbursement. Your tattoos will have to be paid in full, out of pocket the day of your appointment.
EVERY PLAN IS DIFFERENT:
Please call your insurance company in advance and find out the amount you will be reimbursed for areola tattooing by an out of network provider. We DO NOT guarantee that any payment will be given by insurance. We will give you a receipt contianing the correct documentation to be submitted for reimbursement.
Medical tattooing can also be covered and possibly reimbursed for out of pocket payments.
PayPal is an available payment option that may allow installment payments.
A FEW ORGANIZATIONS
that may help.
The United Breast Cancer Foundation
And if you are a Veteran in need of assistance contact:
This links to our local PA Chapter, but they will certainly directect you to the right people.
If you know of any additional resources, please let me know! and I'll add them to the list.
Nipple tattoos for cosmetic reasons is NOT covered by insurance.